NEW BEGINNING

Life is not always easy or kind. Life can hurt you. Life can leave you bitter and frustrated. Life can oftentimes make it difficult to just get up every morning, dress yourself, leave your abode, and simply place one foot in front of the other. 

Maybe you experienced divorce. Maybe you cosigned a significant financial obligation, and the other party defaulted. Maybe you made an investment that is now defunct. Maybe you had a significant health and medical scare. Perhaps you have just made numerous financial mistakes that are now smothering you. BANKRUPTCY is not your only option. 

If you are still living and breathing. There is hope. A new beginning may be just what is needed. You can start right where you are. Life is not a sprint; it is a marathon with an obstacle course. It is important to take an introspective look and assess the factors and reasons for your financial downfall.  

There has been recent federal legislation that disallows unpaid medical debts from being reported on your credit. Contact your creditors and make arrangements with them so that you may become whole. Create a definitive plan, exercise discipline, and patiently execute the plan. 

Fresh starts are exactly that. Start fresh, look ahead, and move forward. My father always reminded me that the rearview mirrors were smaller than the windshield because what lies ahead of us is so much greater than what lies behind us. Mistakes are building blocks and learned lessons for a brighter future. 

To schedule a consultation with Nicole Michelle, feel free to connect with her on the Home Page.

Nicole Michelle 

Finance and Money Wiz 

January 5, 2024