EMERGENCY FUND
Life does not go according to plan, and cannot be scripted. The unexpected will always create surprises. Unfortunately, less than 50% of...
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Candice Kilgore
Oct 242 min read
CREDIT
If cash is KING , what does good credit really mean ? To answer this question, it means approximately one-quarter of a million dollars....
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Candice Kilgore
Oct 243 min read
AVOIDING PITFALLS IN RETIREMENT
When can I retire? This has literally become that million dollar question that many will ask themselves at one time or another. Like any...
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Candice Kilgore
Oct 242 min read
SAVING
For many, saving is the most challenging aspect of money management. Like Christmas, you can save money all year and have your savings...
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Candice Kilgore
Oct 242 min read
DO NOT DISGUISE LUXURIES AS NECESSITIES
Christmas has become so commercialized. Many consumers of the mega retail holiday use resources they do not have, to buy goods and...
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Candice Kilgore
Oct 242 min read
MATTERS OF MONEY
Many do not realize the factors that impact their money flow reaches far beyond a lack of money or money mismanagement. There is a...
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Candice Kilgore
Oct 242 min read
EMOTIONAL SPENDING
Life is filled with swift transition. While many things remain the same, there are equal or more things that constantly change. With...
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Candice Kilgore
Oct 242 min read
PHILANTHROPY
Philanthropy is the desire to promote the welfare of others and alleviate social problems, typically expressed with generous donations of...
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Candice Kilgore
Oct 242 min read
BRAND
There are certain brands that come to mind when you think of excellence in customer service. To the contrary, there are certain brands...
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Candice Kilgore
Oct 242 min read
BANKRUPTCY
While bankruptcy can give you a fresh financial start in some regards, it negatively impacts your credit score and your future credit...
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Candice Kilgore
Oct 243 min read
The Tax Cuts and Jobs Act of 2017
The Tax Cuts and Jobs Act of 2017 amended the Internal Revenue Code of 1986, also referenced as the U.S. tax code. This major tax...
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Candice Kilgore
Oct 242 min read
OVERSPENDING
There are many reasons that cause Americans to overspend. A common problem for most, approximately 6 out of 10 individuals lives from...
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Candice Kilgore
Oct 241 min read
UNEMPLOYMENT
The unemployment rate in November 2020 averaged 6.7%. Sparred by various economic factors, unemployment can be daunting and creates...
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Candice Kilgore
Oct 242 min read
CASH LEAKAGE
Cash leakage is cash that cannot be accounted for and is often the result of an individual who is financially irresponsible and...
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Candice Kilgore
Oct 242 min read
LOANS
While it is always best to save the money and resources necessary to fund a large purchase, this rarely happens with most consumers. ...
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Candice Kilgore
Oct 242 min read
WHEN THE NUMBERS DON’T MAKE SENSE
Anyone can beat an odd. However, the likelihood of doing so and not doing so depend upon the attributes and circumstances of that...
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Candice Kilgore
Oct 241 min read
MULTIPLE STREAMS OF INCOME
There have been so many changes of life events that have proven why multiple streams of income is a necessity and not just an option to...
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Candice Kilgore
Oct 242 min read
BREAK AND DESTROY GENERATIONAL POVERTY
Just as generational wealth exists, so does generational poverty. Generational wealth refers to any kind of assets that are passed down...
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Candice Kilgore
Oct 242 min read
PREDATORY LENDING
Predatory lending relates to unethical practices that are deceptive, fraudulent, and unfair. These unscrupulous lending practices are...
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Candice Kilgore
Oct 241 min read
PAYDAY LOANS
Payday loans are short-term, high interest loans based on an individual's income. The principal portion of the short-term loan is...
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